Everything you need to know about Personal Contract Purchase (PCP)

Want flexibility at the end of your finance agreement? With Personal Contract Purchase, you can keep your monthly payments lower by deferring a significant proportion of the amount of credit to the final payment.

How does it work?

  • You agree an initial deposit, how many miles you expect to travel each year and how long you want the agreement to run.
  • The final lump sum repayment is our predicted value (Guaranteed Future Value) of your car based on this information.
  • The deposit and GFV are deducted from the price of the car and the remaining balance and interest provide you with low fixed monthly repayments.

Options at the end of the agreement:

  • Part exchange the car.
  • Return the car and not pay the final lump sum payment.
  • Pay the final lump sum payment to own the car.

Benefits of PCP:

  • Borrow any amount from £1,000.
  • Flexible deposits typically from 5% of the on the road price.
  • Guaranteed value for your car.*
  • Choose any new or used car less than 7 years old at the end of the agreement.
  • Fixed monthly payments to suit your budget.
  • Set your annual mileage up to 24,000 miles a year.
  • Available to limited companies on a non-regulated basis.

*As long as you stick to the mileage restrictions and keep the car in ‘Good Condition‘.



Customer Reviews

Facebook Rating
4.9

Google Rating
4.8


Dealership News

  • Suzuki voted number 1 in 2018 What Car? Reliability Survey
    Suzuki is celebrating some very good news from the results of the 2018 What Car? Reliability Survey in which readers report on their ownership experience after the first year and up to four years old. Of the 31 car brands measured, Suzuki is at the read more
  • What’s new? The 2019 Vitara Facelift
    Want to know more about the long-awaited release of the 2019 Vitara facelift? Continue reading to find out about the new design, updated safety features, new specifications, release dates and on the road pricing. The updates developed for the 2019 read more

Customer Reviews

Facebook Rating
4.9